About 700Credit, LLC
700Credit, LLC, a commercial entity based in Southfield, Michigan, provides services to dealerships nationwide to assist with consumer financing options. Recently, 700Credit experienced a data breach affecting over 5.8 million individuals, including 19,225 residents of Maine. The breach involved the unauthorized copying of personal information such as names, addresses, Social Security numbers, and dates of birth. The breach occurred between October 25, 2025, and October 27, 2025, and was discovered on November 21, 2025.
What Happened
On or around October 25, 2025, 700Credit became aware of suspicious activity within its web application and immediately launched an investigation, with the assistance of third-party computer forensic specialists, to confirm the full nature and scope of the activity. The investigation determined that certain records in the web application relating to customers of its dealership clients were copied without authorization. 700Credit thereafter undertook a thorough review of the potentially impacted records to determine what information was included in the records, to whom the information relates, and to identify contact information for purposes of providing notifications to its clients. On November 21, 2025, 700Credit began notifying impacted dealership clients of the event. 700Credit then took steps to retain a notification vendor and confirm approvals to issue notices on behalf of its dealership clients. That process recently concluded.
The breach affected customers of 700Credit’s dealership clients, with unauthorized access occurring from October 25, 2025, to October 27, 2025. The breach involved personal information being copied without authorization.
Next Steps
Affected users are advised to remain vigilant for signs of identity theft and fraud. 700Credit recommends reviewing account statements regularly and monitoring free credit reports for any unusual activity. Users should also report any suspected incidents of identity theft to their credit card company or bank. Additionally, placing a fraud alert or security freeze on one’s credit file is advised to prevent further unauthorized access.
Identity Theft Protection Services
700Credit is offering affected individuals 12 months of credit monitoring and identity restoration services through TransUnion at no cost. This service includes access to credit monitoring, which helps detect suspicious activities on credit reports, and identity restoration services in the event of identity theft. Furthermore, individuals are provided with guidance on protecting against identity theft, including instructions on how to place fraud alerts and security freezes on credit files.