About Luminate Capital Corp
Luminate Capital Corp, a financial services organization based in Minneapolis, MN, experienced a data breach affecting 245 individuals, including 2 residents of Maine. The breach, which occurred between May 15 and May 20, 2025, was due to an external system hacking. The breach was discovered on November 26, 2025, and notifications to affected individuals were sent out electronically on December 4, 2025.
What Happened
What Happened. On June 23, 2025, Luminate became aware of unusual activity involving our network systems. We engaged independent cybersecurity experts to assist with a comprehensive investigation of the activity. The investigation determined that certain files may have been accessed or acquired without authorization between May 16, 2025 and May 20, 2025. As a result, we conducted a review of the potentially affected files and, in November 2025, learned that some of your information was contained within the potentially affected data.
The breach, which occurred between May 15 and May 20, 2025, affected individuals whose personal information, such as names, Social Security numbers, driver’s license numbers, and passport numbers, may have been accessed without authorization.
Next Steps
Affected users are advised to remain vigilant by reviewing account statements and credit reports for any suspicious activity. They should promptly report any suspicious or fraudulent activity to their financial institution or the relevant authorities. Additionally, it’s recommended to activate the complimentary credit monitoring services provided by Luminate to further protect against potential identity theft. Users can also place a fraud alert or security freeze on their credit report to prevent unauthorized access.
Identity Theft Protection Services
Luminate Capital Corp offers identity theft protection services through IDX to individuals affected by the breach. These services include 12 months of credit and CyberScan monitoring, a $1,000,000 insurance reimbursement policy, and comprehensive identity theft recovery services. Affected individuals are encouraged to enroll in the free services by contacting IDX, using the provided enrollment code, before the deadline of March 4, 2026. A dedicated call center is also available to assist and answer questions related to the incident.