About Velocity Risk Underwriters, LLC
Velocity Risk Underwriters, LLC, located in Nashville, Tennessee, recently experienced a data breach involving unauthorized access to personal information. The breach was related to an external system hacking incident discovered by a third-party vendor, WaterStreet Company. A total of 39,310 individuals were affected, including 22 residents of Maine. The breach occurred on March 17, 2025, with notifications to affected individuals sent out on September 3, 2025.
What Happened
On March 17, 2025, WaterStreet discovered suspicious activity related to its environment. WaterStreet promptly responded and launched an investigation to confirm the nature and scope of the incident and securely restore impacted computer systems to operability. The investigation determined that an unauthorized actor accessed certain files on March 17, 2025. We conducted a thorough review of the files acquired to confirm whether it contained any sensitive information. Our review determined that personal information related to certain individuals was impacted by this event. We are notifying you because that investigation determined certain information related to you was contained within the impacted files.
The breach affected individuals whose personal information was accessed, including names, financial account information, and Social Security numbers. The incident was discovered on March 17, 2025, impacting both business clients and individuals associated with Velocity.
Next Steps
Affected individuals should remain vigilant against instances of identity theft and fraud by monitoring their account statements and credit reports for any suspicious activity. It is recommended to follow the enrollment instructions provided in the notification letter to take advantage of the complimentary credit monitoring services offered. Additionally, individuals should consider placing a fraud alert or credit freeze on their credit files to prevent unauthorized access. It is important to review the steps outlined in the notice to protect personal information further.
Identity Theft Protection Services
Velocity is offering 12 months of complimentary credit monitoring services through IDX to those affected by the data breach. Impacted individuals can enroll in these services by following the instructions provided in the notification letter. The credit monitoring service includes access to assistance in case of identity theft. Additionally, individuals are encouraged to review the provided guidance on placing fraud alerts and security freezes on credit files to enhance personal information protection. Velocity remains committed to ensuring the confidentiality and security of personal data.